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Big Valley Federal Credit Union

FOR VOICE RESPONSE CALL 1-800-548-9354 DIRECTLY.

Christmas Loans Now Available!

The holidays can be a very difficult time financially. If you are looking for

some extra cash to get you through then look no further for your

Christmas loan! Help make the holidays better and relax during

this time of the year with family and friends. Christmas loans are

available through January 31, 2015.The repayment term is up to 12 months

and special rates apply. Call us today or <i><b>Click Here</b></i> for an application.

Fax yourapplication to (916) 386-1689.

*APR = Annual percentage rate. On approved credit. Loan amount and approval are based upon the applicant's credit,

payment history, and the ability to repay the loan. Representative payment example: A $1,500.00 loan with

a 10% rate for a 12 month term requires 11 monthly payments of $131.88 and a final payment of $131.78.

Skip a Payment is Back!

Many Big Valley members take advantage of the annual loan Skip A Payment program. You choose the month you would like to skip, November or December it s that easy. Get you Christmas shopping

completed early make the holidays a little easier. <i><b>Click Here</b></i> for

an application and get the process started today. You can fax

your application to (916) 386-1689.

Here are the guidelines for the Skip A Payment program:

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