These days of austerity as well as relative anxiousness about running into debt, many individuals balk against the idea of utilizing a credit card in order to make purchase of merchandise or even pay for any occasion, preferring, instead only to rely on the actual tried and also trusted means of making repayment - hard cash. However, if you possess the cash there to make the purchase in whole, then, paradoxically, that's the best time to be able to use the credit card for several causes.